Forensic Consulting Services

Insurance policies may include certain language specifying appraisal is the first step in dispute resolution. These policies provide the following similar language regarding property damage appraisals:

“If you and we fail to agree on the amount of loss, either [party] may demand an appraisal of the loss. In this event, each party will choose a competent and impartial appraiser within 15 days after receiving a written request from the other. The two appraisers will choose an umpire. If they cannot agree upon an umpire within 15 days, you or we may request that the choice by made by a judge of a court of record in the state where the “premises” is located. This appraisers will separately set the amount of loss. If the appraisers submit a written report of an agreement to us, the amount agreed upon will be the amount of loss. If they fail to agree, they will submit their differences to the umpire. A decision agreed to by any two will set the amount of loss.”

VERTEX’s experienced insurance appraisers are ready when you need us. Property damage can occur at a moment’s notice and our staff can quickly mobilize to your site to evaluate the fair market value of your insurance claim. In many cases, insurance disputes can be settled swiftly and without litigation.

Property Insurance Appraisal

When disaster strikes your commercial or residential property and you need an independent evaluation of your damages, VERTEX’s property damage appraisers can help settle insurance disputes. Each party pays its own appraiser and split the cost of any umpire fees. Hiring VERTEX can keep the insurance process moving forward resulting in insurance settlements. Our professionals work on property insurance appraisals that range from several thousand dollars to several million dollars. In addition, as a contractor that performs property restoration, VERTEX understands the tasks involved when preparing an appraisal evaluation for your insurance claim.

Dispute Resolution

VERTEX’s impartial appraisers can provide a comprehensive evaluation of damage and settle your insurance dispute. Our team has experience with insurance restoration claims including but not limited to water damage, fire damage, wind and hail claims, mold damage, and hurricane losses. Insurance carriers, third-party administrators, and law firms rely on VERTEX’s experienced cost estimators for fair and accurate evaluations.

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Key Personnel

Ryan Phillips

Ryan Phillips, PE, CCM, CEP, LEED AP, CDT

Executive Vice President, Litigation Support

Ryan Phillips has over a decade of construction management and construction claim experience in the Rocky Mountain Region. Specific expertise includes: surety consulting and project completion, owner’s representation, construction oversight, construction claim analysis and preparation, construction defect cost estimating, liability review for construction defect matters, construction bid package preparation, and cost to complete preparation. As the Executive Vice President of Litigation Support, Mr. Phillips oversees contract claims and other legal consulting requiring environmental, engineering and construction expertise.