A homeowner reported to their insurance carrier that their deck was ‘sagging’. The homeowner had received a home inspection prior to purchasing the house a few years prior and no structural concerns were identified. VERTEX’s forensic structural engineers investigated and found that the rear deck’s structure was compromised by critical construction oversights. Joists meant to hold weight had slipped from their metal hangers, and the ledger board had failed due to moisture damage and corrosion. Most concerning, the deck lacked the necessary connections to hold it securely in place. Add to that a powerful windstorm that hit the area shortly after the incident, and it was a perfect recipe for structural failure.
What VERTEX discovered onsite wasn’t just a case of wear and tear; it was a culmination of poor construction practices likely present from the start, hidden behind finishes and siding, and missed during the original home inspection. VERTEX’s forensic structural engineers recommended that the deck be completely disassembled, the home’s exterior rim joist checked for internal damage, and all components rebuilt using proper waterproofing and modern code-compliant connections. Until that point, the structure was not safe for use.
This homeowner’s claim serves as a cautionary tale for homebuyers everywhere: don’t cut corners on your home inspection. A quick walk-through and a checklist aren’t enough when your family’s safety is on the line. Consider a thorough structural evaluation—especially for additions like decks and porches, which are often overlooked. What you don’t see today could cost you tomorrow—in repairs, insurance complications, or worse. Sometimes the biggest risks lie just beneath the surface.
VERTEX’s forensic engineering and construction experts can help identify hidden structural risks and ensure your property is safe—contact us today through our inquiry form to get started.
